Please read the following disclosures. There is information about General Loan information, APR information, Renewals and Repayment Terms.

APR Information

This is information about the Annual Percentage Rate (APR). The APR includes the rate of interest a borrower pays over a one year period, and it determines the yearly cost of a loan. Loan repayment terms can range from 61 days to 72 months. OnlineLoansForYou.com cannot promise a specific APR. Our lending partners set the APR on all loan products. Read the terms of your loan carefully before accepting and signing a loan contract.

Late, Partial, or Non-Payments and Collections

Though each lender has to operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, report your late, partial or non-payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.

Renewal Policies

Lenders have unique Renewal Policies. Some of them have automatically renew or "roll-over" features. These conveniences often come at an additional fee. Please ask the lender you were connected with for their renewal policy. Again it is vital to read through the entire Loan Agreement and Disclosure to make sure you are comfortable with their terms before accepting the loan.